Sample Credit Dispute Letter
December 27, 2016
Maria Isabel Vargas Lopez
Flat 21, Rm 201 Versalles Tower
Riga, Deira , Dubai , UAE
The Unknown Inc.
Dimalanta st., Manhatan, Abu Dhabi
To Whom It May Concern:
I am writing this in response to a specific item included in my credit report as of (date of report). According to the particular record, I own an account with you that has been reported as delinquent. See the attached files of the report for reference.
As what my records state, the questioned payment was sent on (complete date) in the amount of (exact amount). Since the payment is not yet due this month, I cannot understand why this has been reported as “unpaid”.
All my payments on the account are completely updated, prior to this particular problem. Please let me know if your records indicate that I have paid on time. Please take time to review the copies I have attached stating the cleared check.
Also, would you please notify the credit bureaus of this error? Moreover, I would like to receive a letter from you saying that you have made the appropriate correction to the best of your ability. Your immediate action in this matter will be highly appreciated. Thank you for your kind consideration.